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Instalments and leasing of equipment

Two ways to get an instrument now and pay later. Choose what suits you.

Option 1
Instalments
3 or 6 months. Direct from the manufacturer, no banks.
More details
Option 2
Leasing
12-60 months. For legal entities and sole proprietors, via a partner company.
More details
Mascot M-Instrument

Instalments from the manufacturer

3 or 6 months · decision in 3 days

Down payment - from 60% of the cost. The remaining 40% in equal payments on a fixed schedule. No banks, no approvals.

3
months
5% price increase on balance
Down paymentfrom 60%
Remainderup to 40%
Paymentsequal, monthly
Example for 1,000,000 ₽
Advance (60%)600 000 ₽
5% markup20 000 ₽
Total in instalments420 000 ₽
Monthly payment
140 000 ₽
6
months
10% price increase on balance
Down paymentfrom 60%
Remainderup to 40%
Paymentsequal, monthly
Example for 1,000,000 ₽
Advance (60%)600 000 ₽
10% markup40 000 ₽
Total in instalments440 000 ₽
Monthly payment
73 333 ₽
Instalment calculator

Choose an instrument - see the payment

No hidden interest or fees. Prices are current and fixed on the contract signing date.

1 · Choose an instrument
2 · Instalment term
3 · Result
Choose an instrument on the left - the calculation will appear here.
How it works

From choice to payment - 5 steps

01
You choose equipment
Consultation is free. Decision on instalments within 3 business days.
02
We sign a contract
Sales contract with instalments (Art. 823 of the Civil Code of the Russian Federation). Simple, no fine print. Choose the programme: 3 or 6 months.
03
Pay a 60% advance
After the advance is paid, the order is accepted for processing. For made-to-order items, you wait for arrival and pick them up.
04
You receive the instrument
Handover at the warehouse in Krasnodar. We sign a UTD (universal transfer document). From this date the instalment and warranty start.
05
You pay on schedule
In equal payments per the contract schedule. First payment 30 days after receipt.
Main contract terms

A transparent and clear scheme

Price
Fixed on the signing date. Does not change.
Advance
60% of the cost - before handover.
Instalments
3 mo / 5% or 6 mo / 10% on the balance. No other options.
Title
Until 100% paid - belongs to the Seller. Resale and pledge are prohibited.
Warranty
12 months from the handover date. Repair up to 45 business days. If repair is impossible - replacement.
Instalment start
From the date the UTD is signed - when the instrument is in your hands.
Instalment request

Ready to apply?

Fill out the form and a manager will contact you within one business day. Installment solution in 3 days.

Manager M-Instrument will contact you during business hours.
Summary

Term: 3 or 6 months

Advance: from 60%

Rise in price: 5% or 10% on the balance

Solution: in 3 days

Contacts

8 900 278 00 11

work@mattest.store

Mon-Fri: 9:00 — 18:00

Who qualifies

The programme is available for legal entities and sole proprietors. Instruments priced 1 million ₽ and above are given priority.

Do you want to study the terms of the installment plan calmly??
All programs, calculation examples and contract terms are collected in PDF-booklet.
Download the instalment brochure

Leasing for legal entities and sole proprietors

12-60 months · via partner company

A financing tool that lets you put equipment into operation without withdrawing working capital. Advance from 15%, tax efficiency for the general taxation regime. We forward your application to a partner leasing company.

Tax efficiency (general taxation regime)
You reduce VAT through deductions on payments. Payments are charged to expenses, reducing income tax.
Equipment immediately at work
You start working from day one - without saving up a large sum.
Preserve your working capital
Working capital remains available for materials, payroll and other investments.
Comprehensive deal
The project can include delivery, commissioning and start-up.
Leasing term
12-60 months
Down payment
from 15%
Payment schedule
monthly
Partner
leasing company
Leasing application

Request a preliminary calculation

A manager will contact you and prepare a leasing calculation together with the partner company.

Frequently asked questions

Questions and answers

Instalments
Can I buy any instrument in instalments?+
Discussed individually. Instruments up to 1 million ₽ and above are given priority for instalments.
When does the instalment period start?+
From the date the UTD is signed - when the instrument is in your hands. You don't pay for goods that don't exist yet.
Can I pay off early?+
Yes. Interest is recalculated proportionally to the term. No penalties.
What if I can't pay on time?+
Penalty 0.1%/day from the first day of overdue. After 30+ days overdue, the contract is terminated and the instrument returned. Better to let us know in advance.
Are bank approvals or certificates required?+
No. Instalments are arranged directly via a sales contract with instalment payment (Art. 823 of the Civil Code of the Russian Federation).
Who owns the instrument?+
Until 100% paid - the Seller. After the last payment, title automatically passes to the Buyer.
Leasing
What is the difference between leasing and instalments?+
Leasing is a long term (from 12 to 60 months) via a partner leasing company, with tax advantages for the general taxation regime. Instalments are a short term (3 or 6 months) directly from the manufacturer, without banks or approvals.
How long does it take to review a leasing application?+
Preliminary assessment - 1-2 business days. Full review with all documents - up to 5 business days.
Who qualifies for leasing?+
Legal entities and sole proprietors with at least 1 year in operation.
What documents are required for leasing?+
At the start: company details, INN, contact person and a brief project description. Founding documents and financial statements - on request.